One of the reasons why I voted for Donald Trump to become the President of the United States of America is because I believe him when he says he wants to Make America Great Again. I am not one of those people who will bash Obama, Clinton or any other democrat though, because I feel the only way to make America great once again is by everyone coming together and working on it as one. I know I am in the minority, but I do see a very slow shift happening when I read Trump news on some days.
I know we will probably never live in a time where everyone can agree on something. There are just too many different people to have that happen. Continue reading →
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Pay day loans do not have to become terrifying. You will discover a concern linked to them as many folks don’t know the way they function. When you have any curiosity about pay day loans, do not be concerned, but go through the following tips and judge in case a pay day loan might be a good choice for you.
Investigation adequately. Don’t just take the first lender to provide you with dollars. Examine distinct lenders for the greatest rate. While it might take you a little extra time, it could help you save quite a bit of money in the end. You may also be able to track down an internet website that helps the truth is these details at a glance.
Know about the deceiving charges you will be introduced. It might seem being affordable and satisfactory to get incurred fifteen bucks for each and every 1-100 you acquire, but it will quickly add up. The rates will convert being about 390 pct of your quantity loaned. Know exactly how much you may be necessary to shell out in service fees and curiosity in advance.
Be sure to look into every single cash advance charge cautiously. Using this information and facts you will find a more total snapshot in the approach and implications of any pay day loan. To be able to guard potential debtors, the us government has price rules in place. Financial institutions will demand several charges to sidestep these rules. These hidden charges can increase the total cost hugely. This can enable you to decide the need of the borrowed funds to start with.
Make each and every consider to repay your payday advance punctually. Should you can’t pay it off, the loaning organization may possibly make you rollover the financing into a fresh one. This another one accrues its unique group of service fees and financing costs, so actually you happen to be paying all those fees twice for the very same cash! This is often a critical empty on your own banking account, so decide to spend the money for personal loan off of quickly.
When you have applied for a pay day loan and also have not noticed back from their store nevertheless by having an acceptance, will not await an answer. A wait in authorization on the net grow older usually suggests that they may not. What this means is you should be searching for another strategy to your short-term economic emergency.
Just take out a payday loan, when you have not any other options. Payday advance companies generally cost borrowers extortionate rates of interest, and supervision service fees. As a result, you need to discover other methods of obtaining fast cash prior to, resorting to a cash advance. You might, for instance, use a few bucks from buddies, or family members.
Browse the small print just before any lending options.
In no way remove that loan for more money than you are able to fairly repay together with your paycheck. Numerous lenders will offer you more money than you can afford. What this involves is you will probably have to spend them much more.
Because there are generally extra fees and phrases hidden there. Many individuals create the error of not performing that, and so they find yourself owing a lot more compared to what they obtained in the first place. Make sure that you recognize fully, nearly anything that you are putting your signature on.
Call the cash advance firm if, you do have a downside to the repayment plan. Whatever you do, don’t vanish. These businesses have reasonably hostile collections sectors, and can be hard to cope with. Just before they take into account you delinquent in payment, just give them a call, and tell them what is going on.
When you are selecting a company to acquire a pay day loan from, there are many important things to be aware of. Be sure the corporation is registered with the express, and practices status guidelines. You need to seek out any complaints, or courtroom process in opposition to every single organization. Additionally, it adds to their status if, they have been running a business for a number of years.
Make an application for your cash advance the first thing within the day time. Numerous loan companies have a rigid quota on the quantity of pay day loans they are able to offer you on virtually any day. As soon as the quota is strike, they close up shop, and you are at a complete loss. Arrive there early on to prevent this.
Everyone is brief for cash at some point or another and requires to discover a solution. Hopefully this information has proven you some very useful ideas on the method that you could use a pay day loan for your present condition. Being a knowledgeable client is the first step in resolving any monetary problem.
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You may want to research the organization and also the relation to the financing upfront, you should do this before you agree to a cash advance. Be sure they have a decent reputation and therefore the conditions are crystal clear. Usually whenever we are facing an economic problems, we track out everything we don’t want to listen to and later on get ourselves in very hot water above it. Look at the BBB ranking of cash advance firms. There are many trustworthy businesses out there, but there are a few other folks which can be below reputable. By researching their standing with all the Greater Organization Bureau, you are giving oneself self confidence that you are currently working using one of the honourable kinds out there. Service fees that are linked with online payday loans involve many sorts of service fees. You have got to learn the curiosity amount, fees service fees and if there are actually application and digesting fees. These costs will vary among diverse loan companies, so make sure to explore various loan companies prior to signing any deals. Constantly read the fine print to get a cash advance. Some companies charge fees or even a penalty when you pay for the bank loan back again early on. Other people impose a fee if you have to roll the loan up to your upcoming shell out time period. These are the basic most frequent, nevertheless they might demand other invisible costs or even increase the rate of interest unless you shell out on time. If you discover oneself in need of a pay day loan, it could be a smart idea to try to get two personal loan loan companies to compete against the other person. Get your provides from a lender to an alternative one. See if you can purchase a much better offer. You might end up saving a certain amount of dollars. Usually repay the loan just before the timeline has gone by. There are actually usually large late charges mounted on these personal loans. Then you won’t have the cash that it takes to spend them. At this point, personal debt can attach. Cautiously review the terms of the financing to ensure you will make the payments. Realize that you will be providing the pay day loan access to your own consumer banking information and facts. That may be wonderful if you notice the money put in! Nonetheless, they may also be generating withdrawals from the account. Ensure you feel at ease with a organization experiencing that sort of use of your banking accounts. Know to expect that they will use that entry. Once you get the first payday advance, request a discount. Most pay day loan places of work offer a cost or amount discount for first-time individuals. In case the spot you would like to obtain from does not provide a discount, phone close to. If you discover a discount someplace else, the borrowed funds location, you want to check out will probably go with it to get your small business. As mentioned earlier, monetary mayhem could bring pressure like handful of other stuff can. Hopefully, this information has supplied you together with the important information to produce the proper selection regarding a payday loan, as well as to assist your self out of your financial situation you will be into far better, more profitable days!
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Branding can be a way to do this, despite the fact that just making a brand for the organization will not be enough. The company will want to share something that enables the purchaser easily recognize the brand and also assists them to remember the business even after they return home. There are a lot of Business products that could be given away for free at trade exhibitions as well as related occasions. When the organization personalizes them along with their own brand, the client will probably be keen to get something for free and will probably be reminded of the business every time they put it to use.
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25 Leadership Lessons Your Business Can’t Live Without
The reality is that running a business de facto puts you in a leadership position, even if right now your only employee is you.
Image credit: Shutterstock
This story originally appeared on Due
When it comes to running a business, you may find yourself learning about skills you never thought you would need. One of those skills is leadership.
The reality is that running a business de facto puts you in a leadership position, even if right now your only employee is you. This can be a scary thing for some people, but it can also be incredibly rewarding not just for your business, but also for you personally.
Here are 25 lessons on leadership your business can’t live without, brought to you by the conversations I have with business owners all the time.
1. Patience is a virtue.
If there’s one lesson on leadership that all business owners must learn its that patience is a virtue. Let’s face it, lots of business owners (myself included) are Type-A control freaks who want stuff done yesterday. The reality is business owners must learn to let go of the control and surrender just as often as they need to keep working.
2. Resilience is key.
Just like business owners need to surrender, they also need to have an insane amount of resilience. Ask any successful business owner and they will tell you that things go wrong all the time — especially in the beginning. It’s your job to keep going anyway.
3. Don’t take the word “no” personally.
Here’s an excellent lesson on leadership all business owners should heed: Don’t take the no’s so damn personally. You will get rejected. You will have doors slammed in your face. In the beginning, this will happen more often than not. The key is to not take it personally.
4. Know when to quit.
Knowing when to quit on a project is just as important as knowing when to keep going. Sometimes we need to pull the plug on projects, and it’s our job as leaders to know when it’s time to do so.
5. Take calculated risks.
Starting a business and being a leader requires taking on risk. The most obvious of these risks is a financial risk.
Let’s be real here, the money to invest isn’t always there. Sometimes, we hope an idea will make us cash but we don’t really know. And finally, we act anyway even if we’re not sure where the money is going to come from.
The key is to take calculated risks. Do your research, consider the obstacles and be ready to take ownership if it doesn’t work out.
6. Take ownership when you screw up.
Out of all the lessons on leadership for your business, this is one of the most important. Leaders must be able to take ownership when they screw up. They must even take ownership when their employees screw up.
Doing the opposite could have negative effects. Take the former CEO of Lululemon. When there was a quality control issue with some leggings, he made a terrible comment about how some women aren’t the right body type for his company’s activewear. It took a while for their sales to rebound after that one.
7. Always work on yourself as a person.
There’s a reason why personal development and business development seem to go hand in hand — it’s because the health of a business owner (both mentally and physically) is often reflected in the business.
8. Become hyper self-aware of emotions, thoughts and actions.
The more self-aware you are the better you’ll be able to make decisions for your business. Furthermore, it will help you get out of your own way.
For example, I recently noticed that I was becoming a little controlling in my business and not allowing my assistant to do the things I pay her to do. I’m self-aware enough to catch myself in the act and question why I’m behaving a certain way.
What I realized was I was having an issue I had no control over in my personal life, so I was compensating by controlling in my business. As soon as I realized this I apologized to my assistant and let her do her job.
There’s data to back this up, too. A study conducted by Green Peak Partners and Cornell found that self-awareness should be a top criterion for successful leadership. In fact, they found that self-awareness was the highest indicator of overall success.
9. Learn to delegate.
Good leaders know that they can’t do everything themselves. As a result, they learn to bring people onto their team and delegate.
You need to spend your time on what Gay Hendricks calls the “Zone of Genius” in order to move your vision forward. This is the area where you’re not just merely capable, but you exceed far beyond what most people can.
For example, I’m capable of doing basic web design, but I shouldn’t be wasting my time doing it. Instead, I should stick to my zone of genius which is writing and marketing. This is where I excel and it’s also where I lose track of time because I love it so much.
By delegating to others, business owners are able to spend more time in their zone of genius which allows them to not just move the company forward but actually enjoy it.
10. Learn how to say no.
As a leader, you’re probably going to be asked to take on new projects or participate in events. While in the beginning, it makes sense to take every opportunity that comes your way, eventually it becomes detrimental to your progress. That’s why learning how to say no is always one of the lessons on leadership business owners must learn.
Business owners must focus on what is essential to the business, and sometimes that requires saying no a lot. For an awesome book on how leaders can practice saying no, make sure to check out Essentialism: The Disciplined Pursuit of Less by Greg McKeown.
11. Have faith in something greater than yourself.
In my time interviewing business owners for my podcast, I’ve begun noticing a common theme. Many of them attribute their leadership success to something greater than themselves. Whether it’s a cause, a vision or some form of spirituality, they all have something to tap into.
12. Learn to trust yourself.
Learning to trust yourself is another one of the major lessons on leadership that your business cannot live without. Eventually, you’re going to have to trust yourself to make decisions both big and small. It’s your job.
13. Learn to listen to other people.
Just like business owners know they can’t do everything themselves, they also know that they don’t actually know everything. If you really want to succeed, you’re going to have to learn how to listen to other people.
14. Don’t make big decisions quickly.
In the beginning of my business, I had a nasty habit of making decisions quickly. As my business grows, and as I become more mature, I’ve realized this really isn’t smart. Big decisions deserve careful consideration (but don’t take too long either!).
15. Don’t run a business for the sake of running a business.
Most business owners have some sort of a cause or a mission that drives them. Very rarely do they run a business for the sake of running a business.
16. Big breaks are few and far between.
Successful business owners know that success takes years, if not decades. While some people catch big breaks, they are truly few and far between. The key is to show up and do the work every single day, even if it doesn’t look like you’re making any headway.
17. Always stay open to learning something new.
Successful business owners and leaders are constantly learning new skills and ways to improve their businesses. In many cases, it’s an insatiable appetite. In other cases, it’s simply making sure that you and your business are always improving.
18. Think outside of the box.
Successful leaders know that sometimes they need to get out of the box they’ve created in order to solve a problem. This may look like asking others for help, getting out of the office, taking a break or trying something new.
19. Always pay it forward.
Part of what makes a successful leader is the ability to pay it forward through something like mentorship. Leaders want to know that they’ve helped someone else improve their lives and businesses as well.
20. Be transparent.
Just like business owners need to take ownership of their mistakes, they also need to be transparent with their team and customers. It shows that people can trust you.
21. Treat the people who work for you as equals.
The Harvard Business Review reported on a study that found that positive teams are more productive in the workplace. The study, which was conducted by the University of Michigan, found that positivity in the workplace fosters all of the following:
Caring and maintaining responsibility for colleagues.
Providing support for one another.
Avoiding blame and practicing forgiving mistakes.
Treating each other with respect.
One of the ways in which to foster this positivity is to treat the people who work for you as equals. This positivity comes from the top down, so make sure to foster these things in yourself and teach your team to follow suit.
22. Be idealistic and pragmatic at the same time.
In order to succeed in business and solve a problem you need to be a little idealistic. However, in order to execute you need to be pragmatic. Successful business owners have learned how to balance the two.
23. Walk your talk.
Do you want your team to take care of themselves physically? Then you’d better do the same. Whether you know it or not, your position of leadership makes you a role model.
24. Always stay in communication with your customers.
Successful business owners go out of their way to speak with customers to see what’s going on and how they can improve. They know that at the end of the day, their business is there to help the customer, not themselves.
25. Don’t be afraid of change.
Successful business owners know that what got them here may not get them there. Times change, and while it’s perhaps one of the hardest lessons on leadership you must learn, you must accept that your business needs to change along with the times.
You may have noticed a common theme throughout this article: Leaders know how to balance opposing things. They know how to trust themselves, but not too much so as they still listen to others. They know when to keep going, and they know when to give up.
While striking this balance doesn’t happen overnight, it is something business owners can begin practicing from the get-go.
There’s usually a pecking order in the animal kingdom. There are queen bees, alpha gorillas, and male-female wolf pairs that dominate the pack. Humans are no different.
This may come as a shock, but organizational constructs like tribes, societies, and companies are not the result of high-level intelligence but of primitive survival impulses reinforced by neurotransmitters in the brain’s ancient limbic system.
To say that leadership and organizational behavior has been successful in the animal kingdom is a gross understatement. The planet is fully populated by millions of animal species that all exhibit the same sort of behavior.
The point is, leadership is not so much a thought process as it is instinctive behavior. It’s evolutionary. It’s to a great extent responsible for our survival on earth. And that’s why we do it. As survival imperatives go, it’s right up there with eating and breeding. No kidding.
So when I say, “Leaders lead. Followers follow. You can’t do both,” in my upcoming book, Real Leaders Don’t Follow, I’m not making this stuff up. It’s biology. Granted, you can behave any way you like by overriding your survival instincts, but neither you nor I get to change how the species behaves. Evolution’s got that covered.
I know you didn’t click on the headline to get a biology lesson, but it’s important to understand that leadership is not really about traits or habits. It’s primarily a behavioral phenomenon. So let’s be practical for a moment and discuss the sort of behavior we consistently value in our most cherished leaders.
Apple CEO Tim Cook credits the company’s success in no small part to Steve Jobs’s role as a teacher. The way Apple’s unique culture continues to flourish and scale, even as the company grows to enormous size and valuation, is a testament to the way Jobs taught his team what matters most, so they could teach their teams, and so on.
If they hear you, they will listen.
Whether it’s politics, business, or non-profit, there are great demands on leaders’ time. That comes with the territory. So there are physical, organizational, and mental barriers they put up to block out the noise. Nevertheless, their success depends on being open to new and different perspectives. So, if they hear you, they will listen.
They challenge themselves.
Great leaders are never satisfied with the status quo and that goes for their own status quo, as well. They may recognize the success of the team, especially after a long hard effort, but you’ll rarely see them patting themselves on the back. Their own accomplishments don’t excite them; the next challenge does.
They don’t follow.
All leaders learn from experience and mentors. All leaders serve their stakeholders. But learning and serving are not the same as following. Real leaders serve and learn from others, but they still carve their own path. They have their own unique ways of doing things. And, when it comes to key decisions, they trust only their own judgment and their own gut.
They solve big problems.
Real leaders don’t play small ball. Whether it’s a customer problem, a constituent problem, or a societal problem, they live to come up with innovative solutions to big, tough problems. Real leaders are great troubleshooters.
Their vision inspires others to act.
I’ll never understand the endless debates over what leadership is and isn’t. It’s simple, really. Leaders are those who others follow. And leadership behavior causes others to act. Whether they have a vision for a product, an organization, a people, or a future, that’s what inspires them to lead and their followers to action.
They don’t whine.
Most great leaders grew up with adversity, so they learned at an early age that complaining gets them nowhere. Instead, they set out to prove something to themselves and others – that they’re special, unique, worthy, capable – and that’s often a self-fulfilling prophecy.
They don’t overindulge their egos.
Even if it’s not self-evident, most successful leaders have healthy egos – a strong sense of self. There are exceptions, but they’re rare. In any case, when our egos write checks that reality can’t cash, that’s self-limiting behavior. Some leaders learn from those mistakes and gain wisdom and humility. Others don’t, and that’s unfortunate.
They do only what matters.
Leaders are by definition people of consequence. They’re driven by their vision, their obsession, a problem they must solve, whatever, but they’re usually driven by one thing and that’s what matters to them. They move heaven and earth to make it happen and ignore pretty much everything else, although there’s usually an exception or two.
They’re effective, not efficient.
Since they’re consumed by a passion of some sort, that’s what they’re all about. Minutiae like optimizing, fine-tuning, efficiency, and productivity are completely off their radar screen, unless of course it just happens to be their specific focus. I suppose there have been leaders of the Toyoda (yes, that’s how it’s spelled, not Toyota) family obsessed with Kaizen – continuous improvement – but that’s an unusual circumstance.
The important thing to keep in mind is that leaders are defined by their behavior. What they do and don’t do. How they act and don’t act. They come in all shapes and sizes. They are extraverts and introverts. They’re morning people and night owls. They’re healthy and completely out of shape. They have neat desks and workspaces that look like a tornado ripped through it.
One thing’s for certain. Real leaders don’t follow. It’s biology.
It’s an interesting conundrum. Say you’re a manager, a senior-level executive, or a human resources employee; your job is to be a leader, yes, but also to pick out leaders, to select who will be promoted, given extra responsibility, head up a project or team. How do you know who will make a great leader in a given circumstance?
There are loads of articles floating around about attributes that make great leaders great, but what makes a poor leader? We can all pick them out after the fact (hindsight is 20/20 after all), but what traits set these people apart even before they assume a leadership role?
I propose that any one or more of the following traits would be a red flag that a person might not be ready for a leadership position:
1. Lack of empathy.
I realise I just wrote a post about the importance of empathy as a leadership skill, but the lack of empathy is a key indicator of a poor leader. If the person cannot seem to put him or herself in another person’s shoes and see things from a different perspective, they will never be a truly great leader.
2. Fear of change.
Hey, change is scary for everyone, especially when it involves loads of money and/or people’s jobs. But leaders who cannot embrace change are destined to be left behind.
3. Too willing to compromise.
The ability to find a win/win situation is a gift for a leader, but anyone who is too quick to compromise his or her ideas or ideals is not going to be a benefit to the team. It’s a fine balance between understanding when to give in and when to stand your ground.
4. Too bossy.
It’s a common misconception that bossy people make good bosses. Actually, the opposite is true. Someone who simply orders others around is unlikely to engender any loyalty or make subordinates feel empowered. True leaders have followers who want to be led by them.
Leaders must make decisions, and so if a person always seems to vacillate on choices big and small — from who should handle a certain client to where to go for lunch — they will probably have difficulty in a leadership position. It indicates a lack of self-confidence.
6. Poor judge of character.
A person who has a blind spot when it comes to friends and coworkers, making excuses or being unable to see another’s true character, won’t surround himself with the kinds of people who will help him rise to the top.
7. Out of balance.
Someone who is the first into the office every day and the last to leave might seem like a great candidate for promotion, but ask yourself if they have any balance in their lives. A lack of balance can be a precursor to burnout, and can also signal that they may have unreasonable expectations of the rest of the team.
8. Lack of humility.
The person who acts as though they can do it all — and are the only one who can do it right — is unlikely to rise to be a great leader, because they’ll be too busy doing everyone else’s job. Micro-managers need not apply.
This is not to say that having one of these characteristics automatically bars anyone from assuming a leadership position. In fact, I believe people can learn to overcome any of these bad habits and become a better leader.
But if someone exhibits more than one trait on this list, it’s a good bet that they’re not ready to lead at this time. If you are in a position to help them grow, take the time to constructively point this out to them, and give them the opportunity to improve. You’ll be modeling how a great leader really works.
What characteristics do you think indicate someone is or will be a poor leader? I’d love to discuss them in the comments below.